New Hampshire Accidents

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Manchester interstate crash, uninsured boss, and the filing fear that keeps people quiet

“i was sideswiped by an 18 wheeler on i-293 in manchester driving to court and my employer has no workers comp insurance can they use my immigration status against me if i file”

— Marisol G., Manchester

A Manchester commuter was hit by a drifting semi on the interstate and now has to deal with an employer that illegally carries no workers' comp, while worrying that filing a claim could expose immigration problems.

No, your immigration status does not erase an injury claim

If an 18-wheeler drifted into your lane on I-293 or the Everett Turnpike spur through Manchester while you were heading to court, the fact that your employer has no workers' comp insurance is already a problem for them, not a free pass to leave you hanging.

And no, immigration status is not some magic weapon that wipes out your right to report a work injury in New Hampshire.

That fear is real anyway.

A lot of people stay quiet because they think filing a claim will bring immigration questions, job threats, or retaliation. Employers who are already breaking the law by carrying no workers' compensation insurance often lean on that fear. They know exactly what they're doing.

First problem: this was probably a work trip

If you're an attorney commuting to court in Manchester for a hearing, motion calendar, or client appearance, this may not be a normal home-to-office commute. That matters.

New Hampshire workers' comp usually does not cover an ordinary commute. But travel that is part of the job often does. Driving from your office to Hillsborough County Superior Court South, Circuit Court in Manchester, or another required appearance can fall into the work-related category. Same if you were carrying files, heading to a deposition, or moving between offices.

That distinction is where uninsured employers start playing dumb.

They may say, "You were just driving to work." If you were on a court assignment, that argument may be garbage.

Second problem: no workers' comp insurance

New Hampshire requires most employers to carry workers' comp coverage. If they do not, that is not a technical glitch. It is a serious violation.

Here's what that changes:

  • You can still pursue benefits through the New Hampshire workers' compensation system, and the state has ways to deal with uninsured employers.
  • Your employer can face penalties for not carrying coverage.
  • You may also have a third-party injury claim against the trucking company and driver who sideswiped you.

That third-party claim matters because truck crashes are expensive fast. Neck injuries, shoulder tears, concussion symptoms, hand numbness from bracing the wheel, all of it can wreck your ability to work. And if you're the person holding together care for an elderly parent with dementia, losing the ability to drive, lift, transfer, shop, and supervise meds turns into a family disaster almost overnight.

The truck company is going to look for blame

This is New Hampshire, so modified comparative fault applies. If you are more than 51% at fault, recovery can be blocked. If you are partly at fault but 50% or less, damages are reduced by your share.

So expect the trucking insurer to say you drifted, sped up, lingered in the truck's blind spot, or made an unsafe lane move.

That is standard.

On I-293 around the Granite Street and Queen City Avenue area, traffic stacks up, lanes tighten, and trucks make ugly lane changes. Preserve the evidence early: dashcam video, photos of side damage, the state police report, witness names, your calendar showing the court appearance, and phone records if hands-free use becomes an issue.

Immigration status is usually not relevant to whether the crash happened

This is where people get scared for no damn reason.

In a workers' comp claim, the core questions are whether you were an employee, whether the injury happened in the course of employment, and what medical and wage-loss benefits are owed. In a truck crash claim, the big questions are negligence, fault, injuries, and damages.

Your immigration status does not change whether a tractor-trailer came into your lane.

Could a defense lawyer try to poke around in your background? Sure. But that does not make immigration status legally relevant in most injury disputes. And it does not excuse an employer's failure to carry required coverage.

Don't let the uninsured employer control the story

If your boss has no workers' comp policy, report the injury anyway. Get the crash documented as a work-related trip if that is what it was. Make sure your medical records say you were sideswiped by a commercial truck while driving to court, not some vague "motor vehicle accident."

Specifics matter.

So does timing.

A trucking company may have onboard data, driver logs, dispatch records, and camera footage. That evidence does not sit around forever. Same with roadway footage near Manchester interchanges. The busiest corridor in southern New Hampshire gets the attention, but Manchester interstate crashes can disappear into paperwork fast if nobody pins down the facts early.

And if anyone hints that filing because you were hurt will somehow expose immigration issues, that tells you exactly what game they're playing. They're betting fear will do what the law won't.

by Janet Prescott on 2026-03-24

This is general information, not legal counsel. Your situation has details that change everything. If you were injured, speaking with an attorney costs nothing and could change your outcome.

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