A work crash in heavy rain is bad enough; finding out your employer broke New Hampshire law and carried no workers' comp is where the real panic starts.

A three-car merge crash can turn into a blame game fast, and an early ER discharge gives the insurer an excuse to downplay what shows up days later.

A Manchester commuter was hit by a drifting semi on the interstate and now has to deal with an employer that illegally carries no workers' comp, while worrying that filing a claim could expose immigration problems.

In New Hampshire, a driver saying "I didn't see her" does not wipe out a pedestrian claim, but the fight usually turns on crosswalk facts, visibility, fault percentages, and how hard the insurer pushes blame.

A truck insurer in Manchester is calling your care "not medically necessary" because it wants to cut the bill, pressure you early, and use your own words, posts, and movements against you.

If you were hurt in a New Hampshire crash and the insurer is using your lack of health coverage to push you into delaying surgery, that is about their leverage, not your recovery.

A Keene welder got hit by a box truck on a right turn, the ER said the baby looked fine, and now the insurer wants a cheap settlement before the real medical picture is clear.

When a New Hampshire dust-disease claim gets serious, the insurer usually stops sounding helpful and starts building a file against you.

In New Hampshire, a school custodian can still have a workers' comp claim even if the district says he "should have seen" chemicals another employee left out, but fault fights do show up when the employer tries to recast it as horseplay, misconduct, or a condition outside the job.

What New Hampshire drivers actually need to do after a deer collision, what has to be reported, and where people screw this up.

A nursing home can blame age, falls, and "decline" all it wants, but bedsores, repeated falls, and understaffing are often evidence of neglect, and an arbitration clause does not erase that.